Where does all your money actually go?
Most people can't account for 30% of their spending. SmartWalt finds every missing dollar — just speak, snap, or let AI do it.
Sound familiar?
The real reason you aren't saving money isn't because you don't earn enough. It's because tracking it is just too hard.
Where'd my paycheck go?
You earned $4,000 this month. You can only account for $2,800. The rest? Small purchases you forgot about.
Spreadsheets don't work
You've tried budget apps before. They need 10 minutes a day to update. By Thursday, you've completely stopped.
Saving feels impossible
You keep telling yourself you'll start saving 'next month.' But without knowing your real spending, next month never comes.
SmartWalt fixes this.In 3 seconds.
Tracking should be effortless.
We built SmartWalt to be so fast, you literally can't make an excuse not to use it.
Just Say It
Stop categorizing spreadsheets. Just tell SmartWalt what you bought, and our AI handles the exact amount, category, and date automatically.
- No manual typing
- Auto-categorization
- English only (more languages coming)
Just Snap It
Got a receipt, invoice, or bill? Just snap a photo. SmartWalt instantly reads the amount, vendor, and date — and logs it as an expense automatically.
- Works with receipts, invoices & bills
- Auto-extracts amount, vendor & date
- Instantly logged as an expense
Just Ask Walt
Not sure if you can afford that new laptop? Ask Walt. It analyzes your spending velocity and tells you instantly.
- Conversational insights
- Overspend warnings
- Custom saving strategies
From zero to saving in 30 seconds.
Download & Launch
Download free. Open app. Enter your name. Done. No bank linking, no 20-screen onboarding.
Add in 3 Seconds
Say 'Lunch $12' or snap your receipt. Our AI automatically extracts the amount, vendor, category, and date.
See Your Wealth
Walt AI tells you exactly where your money goes. Find leaks, cancel subscriptions, and actually save money.
No bank linking
We never touch your bank account
Powered by AWS
Enterprise-grade encryption
Global Community
Users in 12+ countries
Highly Rated
5/5 on Google Play Store
Your Data
Full export, delete anytime
Everything you need to regain control.
Powerful enough for complex finances, simple enough you'll actually use it.
Unified Dashboard
See your entire financial life in one place. No more switching between bank apps. Know exactly what you've spent, what's upcoming, and what's left instantly.
- Real-time net worth
- Recent transactions
- Quick actions
Spend Limits (Budgets)
Set spending limits for dining, groceries, entertainment, and more. We track your daily velocity and warn you before you hit the ceiling — so you always stay in control.
- Custom category limits
- Real-time velocity tracking
- Budget alerts
Spend Guide
Your AI-powered spending companion. Spend Guide analyzes your habits and gives you clear, actionable guidance on where you can cut back and how to hit your financial targets faster.
- AI spending analysis
- Personalized cut-back tips
- Target-based guidance
Goal Builder
Set meaningful financial goals and let SmartWalt build the roadmap to reach them. Whether it's an emergency fund, a vacation, or paying off debt — we break it down into daily targets.
- Set any savings goal
- Auto-calculated daily targets
- Progress tracking
AI Insights
Go beyond raw numbers. SmartWalt's AI Insights surface patterns in your spending you'd never spot yourself — weekly summaries, anomaly detection, and plain-English explanations.
- Weekly AI summaries
- Anomaly detection
- Plain-English explanations
On iPhone? We're almost there.
Join 400+ people waiting for SmartWalt on iOS. Be the exact first to know when it drops in the App Store.
Simple pricing, powerful results.
Start for free, upgrade when you're ready for AI superpowers.
Free
Get started with essential tracking
- Smart Accounts
- Quick Capture (manual entry)
- Spend Limits (budgets)
- Money Reminders
- Basic Notifications
Pro
Unlock full AI power
- All Free Features
- Voice Spend
- Snap Receipt (OCR)
- Walt AI Coach
- Spend Detective
- Smart Insights
- Goal Builder
- Bill Guard
- Money Reports
- Priority Alerts
No credit card required. Cancel anytime.
Straight answers. No BS.
Everything you need to know before downloading.
Start saving in 30 seconds.
Every day without tracking is money lost. Join thousands of users who finally know where their money goes.