Privacy Policy

Last Updated: September 17, 2025

Welcome to SmartWalt ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. When you visit our website, mobile application, and use our services (collectively, the "Service"), you trust us with your personal information.

We take your privacy very seriously. In this privacy notice, we describe our privacy policy. We seek to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it.

1. Information We Collect

We collect personal information that you voluntarily provide to us when you register on the Service, express an interest in obtaining information about us or our products and services, when you participate in activities on the Service, or otherwise when you contact us.

  • Personal Information Provided by YouWe collect names; phone numbers; email addresses; passwords; contact preferences; and other similar information.
  • Financial DataWe accept data related to your bank accounts, credit cards, and Other financial information that you choose to link via our third-party providers (e.g., Plaid). We do not store your bank login credentials directly.
  • Payment DataWe may collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument.

2. How We Use Your Information

We use personal information collected via our Service for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations.

  • To provide the Service: Managing your account, tracking your expenses, and generating AI-powered insights.
  • To personalize your experience: Understanding your spending habits to provide tailored coaching and budget recommendations.
  • To communicate with you: Sending administrative information, product updates, and responding to your inquiries.
  • To enforce our terms: Protecting our Services and rights, and for fraud prevention.

3. Sharing Your Information

We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.

  • Vendors, Consultants, and Other Third-Party Service Providers: We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf (e.g., payment processing, data analysis, email delivery, hosting services).
  • Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Legal Requirements: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.

4. How We Keep Your Information Safe

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security, and improperly collect, access, steal, or modify your information.

5. Your Privacy Rights

Depending on your region (such as the EEA, UK, or California), you may have certain rights under applicable data protection laws:

  • To request access and obtain a copy of your personal information.
  • To request rectification or erasure of your data.
  • To restrict the processing of your personal information.
  • To allow data portability.

To exercise any of these rights, please contact us at info@endevsols.com.

6. Contact Us

If you have specific questions or comments about this policy, you can email us at info@endevsols.com or by post to:

SmartWalt Inc.
Legal Department
info@endevsols.com