14-day free Pro trial for every new account. No credit card required. Upgrade to Pro for AI superpowers at $4.99/month.
Essential tracking, no time limit
Full AI power, billed monthly
No credit card required. Cancel anytime.
Full AI power, billed annually
$59.88 that's just $4.08/month
No credit card required. Cancel anytime.
Everything included in each plan.
| Feature | Free | Pro Monthly | Pro YearlySave 17% |
|---|---|---|---|
| Cost | $0 forever | $4.99/month | $49/year ($4.08/mo) |
| Manual income & expense logging | ✓ | ✓ | ✓ |
| Budgets, bills & savings goals | ✓ | ✓ | ✓ |
| Money owed (obligations) | ✓ | ✓ | ✓ |
| Ledgers (trips & events) | ✓ | ✓ | ✓ |
| CSV and PDF exports | ✓ | ✓ | ✓ |
| Bank account linking | Never | Never | Never |
| Walt text chat | Monthly allowance | Unlimited | Unlimited |
| Receipt scanning | Monthly allowance | Unlimited | Unlimited |
| Voice expense tracking | — | ✓ | ✓ |
| Talk to Walt (voice) | — | ✓ | ✓ |
| AI goal planning | — | ✓ | ✓ |
| Net worth tracking | — | ✓ | ✓ |
| AI bill optimization | — | ✓ | ✓ |
| AI insights & anomaly detection | — | ✓ | ✓ |
Yes. The free plan has no time limit and no credit card required. You can use manual expense tracking, spend limits, and bill reminders for free indefinitely.
Yes. Cancel anytime from within the app or your Play Store subscription settings. You keep Pro access until the end of your billing period.
Payment is handled through Google Play Store (Android) and will be through the App Store (iOS). All major credit and debit cards are accepted.
Yes — every new account gets a 14-day free Pro trial with full access to all Pro features, including voice expense tracking, unlimited receipt scanning and Walt chat, and AI insights. No credit card required. After 14 days, you can upgrade to Pro or continue on the free plan.
Your data remains accessible on the free plan. If you delete your account, all data is permanently removed immediately.
More questions? Contact us
Start your 14-day free Pro trial. No credit card. No bank linking. Just open the app and go.
Every new account gets 14 days of full Pro access free.